Facing Foreclosure? Review Your Options Early

Foreclosure timelines and possible solutions depend on your loan, court or trustee schedule, property value and finances. Acting early usually leaves more time to obtain reliable information and compare choices.

Possible Steps to Explore

• Contact your mortgage servicer promptly to ask about available loss-mitigation options.
• Consult a qualified Virginia attorney or HUD-approved housing counselor about your rights and deadlines.
• Determine the property’s likely market value, mortgage payoff and estimated selling costs.
• Compare an MLS listing with a possible as-is cash sale if selling is appropriate.

No website can promise that a sale or other action will stop a foreclosure. Do not delay responding to notices or rely on verbal assurances; obtain professional advice and written information.

If You Are Considering a Sale

Diana Hansford can provide a free home value and pricing review and explain the practical differences between MLS representation through Keffer Realty and a possible direct investor purchase. Any sale must allow enough time for title work, payoff and closing before the applicable deadline.

Call or text Diana: 757-985-2959

This information is general and is not legal, tax or financial advice.